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US employers
continue to face double-digit healthcare cost increases that exceed their
budgets. With no clear solutions on the horizon, they are extremely concerned.
According to Hewitt & Associates', benefits consultants, health care
costs are expected to increase at a 13% to 15% annual rate, nearly doubling
over the next five years. Depending on the plan, this could mean employer
costs could range from approximately $4,000 - $5,500 per employee. Some
companies will absorb the majority of next years rate hikes, but
many will pass along at least 25 percent of the increase to employees,
according to Hewitts study. However, it is the indirect costs -
the hidden losses - which tend to affect the bottom line of most companies.
Quantifying these losses can be extremely difficult. What if you found
a way for your company to not only quantify these costs, but a way to
reduce them as well?
First, we
must understand that personal lifestyle decisions greatly affect healthcare
costs "Over 70% of our healthcare dollars
are spent on preventable diseases!" (Fortis Health 9/00).
LifeStart
Wellness Network can provide your employees with cost-effective WellCare
practices while improving their awareness to reduce absenteeism and costly
sickcare. Let LifeStart teach your employees to take more responsibility
for their health and to help combat rising health care costs.
Health
Risk Appraisal
A Health Risk Appraisal is the first step to a WellCare vs. sickcare health
plan. Our HRA summarizes your health status based on your responses to
lifestyle and health history questions using nationally validated screening
tools. This assessment helps employees find their level of risk for many
diseases or illnesses that are prevalent today, and is intended to raise
awareness and motivate them to care better for themselves. The appraisal
grades behavioral as well as measurable risk factors and generates a customized
report. It does not serve as a replacement for proper medical diagnosis
or treatment.
Our HRA is designed for employees that want an actuarially sound scoring
system to motivate employees to use health skills and live healthy lifestyles.
It includes 45 questions, 7 measurements, and 18 blood tests. The Assessment
includes the following:
- Medical
history
- Preventive
Care
- Health
Status
- LifeStyle
Blood Profile (Glucose, Triglycerides, Total Cholesterol, HDL, LDL,
GGT and Nicotine)
- Provider
System
- Health
skills
- Interest
in wellness programs
- Optional
health measurements for blood pressure, height, weight and circumferences.
- Optional
blood nicotine tests
- Other
optional blood tests such as prostate specific antigen (PSA), CBC, etc.
Our Easy
to follow color-coded Health Risk Report provides a high quality easy-to-understand
individual report that gives participants information on how they are
doing for the base period. We encourage everyone to repeat the assessment
annually to measure progress.
- Compare
all participants year-to-year.
- Compare
locations with each other and with all LifeStart data.
- Find out
whether repeat participants are improving or declining.
- If the
employer offers more than one health plan, compare each health plan
with the others. Which is doing the best job of keeping your employees
healthy?
Blood
Tests
LifeStart can provide on-site blood analysis and incorporate the data
into your individual Health Risk Profile. Some of the more common tests
performed are:
Cholesterol
The National Cholesterol Education Program (NCEP) issued new guidelines
on the prevention and management of high cholesterol. The guidelines advise
all adults over 20 years of age to have a lipoprotein analysis (including
Total Cholesterol, HDL, LDL and Triglycerides) once every 5 years.
Glucose
-Testing your blood sugar is the only way to know whether your blood sugar
is too high, too low or just right. LifeStart utilized two common tests
to measure your blood sugar--the hemoglobin A1c test and finger-stick
tests.
Blood
Chemistry One way to monitor your health is to evaluate your
blood chemistry. Our LifeStyle Blood Profile is one that physicians frequently
request as a standard health check-up for their patients. Our 12 Panel
test will assess your risk for kidney diseases, liver or muscle damage,
hepatitis, gall bladder disease or heart attack.
Blood
Nicotine A blood test can be performed to ensure accuracy in
self-reported data.
Complete
Blood Counts This is a more comprehensive test that analyzes
the three major types of cells in blood: red blood cells, white blood
cells, and platelets. This test is used primarily to diagnose Anemia and
cancers.
Prostate
Specific Antigen (PSA) This test can assess risk for prostate
cancer - a risk test sometimes offered for older men.
Lifestyle/Education
Seminars and Programs
LifeStart offers a variety of health-related seminars including weight
management, stress management and coronary risk reduction. These seminars
and programs are recommended based upon results of health screenings.
Health
Fairs
On-site health fairs offer attendees a variety of clinical tests, including
cholesterol, blood pressure, metabolism, body composition, bone mineral
density testing, etc. In addition, we offer the opportunity to interact
with a variety of health professionals including Dietitians, Exercise
Physiologists, and Physical Therapists.
Flu
Shots
LifeStart offers on-site flu vaccinations administered by Registered Nurses,
proven to help prevent the flu.
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